Your scorecard replaces gut-feel debate with the same standard for everyone. So I ran it on myself. Every row cites real evidence. The gap row is named, not buried.
Requirement
Evidence
Status
Direct financial-asset originationMatch · Scale
10+ years originating and underwriting real estate assets as sole lead. $314MM closed across 14 transactions, 100% contract-signing-to-close, 789 units. Full lifecycle on every deal.
DIRECT
Underwriting, draws, onboarding, reportingMatch · Systems
Full capital-stack underwriting (IRR, NPV, DSCR, yield-on-cost). FHA 221(d)(4) construction draws and capitalized-interest mechanics. Institutional capital-partner onboarding. Portfolio reporting loops across 1,500 units.
MATCH
AI-native: Claude Code, Codex, CursorSystems
Built a 177,000-line parity-verified engine orchestrating Claude Code under approx. 47 codified rules that stop the tooling from masking its own errors. This evaluation system is itself a Claude Code build.
STRONG
Practical SDLCSystems
Scoping to requirements to 664 tests to live deployment to iteration. The engine ships behind a test gate. PRDs and SOPs live in the repo behind this page.
MATCH
Turn workflows into repeatable systemsSystems · Operator
PRDs, SOPs, dashboards, and internal tools are how I work, not a wishlist. The engine, this Origination OS, and the origination-intake tool in the repo are three shipped examples.
MATCH
Startup pace, high ownership, ship without committeeOperator
Sole transaction lead on all 14 deals. Built the entire engine alone. Independent practice since 2024. Nothing here waited for a committee.
MATCH
New York City basedMatch
New York for the right role.
MATCH
Consumer SFR, DSCR, HELOC, HEI product historyNice-to-have
Named, not hidden. My origination is commercial and affordable-housing capital. The asset class differs from consumer home-equity lending; the underwriting does not. I have sized DSCR, managed construction draws, and capitalized interest on FHA 221(d)(4) deals, the same mechanics beneath SFR and DSCR. The repo ships a working DSCR intake and draw-schedule tool.
GAP · NAMED